Couples Shared Budget Google Sheets & Excel spreadsheet
Stop keeping score in your head. Log who paid for what, and this sheet works out each person's fair share and who owes whom.
$6.99Buy nowSecure checkout on Gumroad · 30-day refund
Who it's for
Married, engaged or living-together couples, and roommates who split costs.
How it works
- Three buckets: OURS (shared costs), plus each partner's PERSONAL spending, which counts 100% toward that person even if the other one paid.
- Pick your split: 50/50, income-based (it works out the % from your take-home pay, e.g. 60/40), or a custom %.
- Automatic settle-up: The dashboard says, for example, “Jordan owes Alex $481.77” for the month and for the year to date. Log pay-backs on the Settle Ups tab and the balance resets.
- Dashboard: What each of you paid vs your fair share, shared budget vs actual by category with progress bars, personal spending vs each person's allowance, a 12-month overview, a who-paid chart and a category pie chart.
- Your names everywhere: Type your names once on Setup and every drop-down, heading and settle-up message uses them.
What's included
- Couples-Shared-Budget.xlsx, filled with sample data
- Couples-Shared-Budget-BLANK.xlsx, the same file ready for your numbers
- 5 tabs: Start Here (instructions), Dashboard, Setup, Expenses, Settle Ups
- Up to 20 shared categories, 600 expense rows and 200 settle-up rows
- Drop-down menus, colour-coded input cells, and formula cells locked in Excel (no password, so you can customise)
How to open it in Google Sheets
- Download the .xlsx file from your Gumroad receipt or download page (a computer is easiest).
- Go to drive.google.com and sign in with a free Google account.
- Click New > File upload and choose the .xlsx file.
- Double-click the file in Drive, then click File > Save as Google Sheets.
- Start on the Start Here tab. Type only in the cream-coloured cells.
- Want a fresh start? Upload the BLANK file the same way.
Excel: double-click the .xlsx (Excel 2010 or newer, Windows or Mac). There are no macros or add-ins. Not tested in Apple Numbers.
Questions
Can we both edit it?
Yes. Upload it to Google Drive, convert it to a Google Sheet, then use Share to invite your partner. You both see the same numbers live.
Does it work for roommates?
Yes. Use the 50/50 or custom split and rename the people on the Setup tab.
Is this a subscription?
No. You pay once and keep the files forever.
What if it's not right for me?
Email us within 30 days of purchase for a full refund. See the refund policy.
Quality check: 2,477 formula cells recalculated and scanned before release, 0 errors, with sample data and blank. Made with help from AI tools for drafting formulas and text; reviewed and tested before release. This is a personal budgeting tool, not financial, tax or legal advice. Digital download; nothing physical ships.